Methodology & Data Standards

As a YMYL (Your Money or Your Life) resource, StableRegistry enforces strict standards for data accuracy, source verification, and transparency.

Confidence Levels

Every data point in the registry is assigned a confidence level based on the reliability of its source. This transparency allows users to understand the strength of the evidence supporting each claim.

Understanding Confidence Levels

High

Based on regulator statements or audited financial reports

e.g., ESMA guidance, Grant Thornton attestation, SEC filing

Medium

Based on issuer disclosures or reputable news sources

e.g., Circle regulatory page, Bloomberg, official press release

Low

Based on secondary reporting or community sources

e.g., Industry news, community documentation, unverified claims

Source Hierarchy

1

Primary Regulators

Official documents from agencies like the SEC, NYDFS, ESMA, and MAS are considered the highest standard of evidence. These sources directly determine "Permitted" or "Prohibited" status.

2

Issuer Disclosures & Audits

Attestation reports from accounting firms and official legal disclosures from issuers provide the foundation for reserve composition checks.

3

Secondary Reporting

Reputable financial news and legal analysis act as supplementary sources but are clearly marked with lower confidence levels until verified by primary documentation.

Verification Process

Monthly Refresh

Data is not static. We conduct a comprehensive data refresh targetting the first week of every month. This involves checking regulator watchlists, issuer attestation pages, and legal filings for changes.

Audit Trail

All changes to the data matrix are logged in our public Changelog. We track who made the change (human or agent) and the source evidence provided.

Jurisdiction First

We organize compliance data by jurisdiction, not just by token. This "Matrix" approach ensures we answer the specific question: "Is [Coin] legal in [Country]?"

Archive Permanence

Where possible, sources are backed up to archive.org to prevent link rot, ensuring citations remain verifiable even if the original page moves or changes.

Trust Score Methodology

Our "Trust Score" (0-100) is a composite metric designed to give a quick, objective assessment of a stablecoin's reliance, transparency, and regulatory standing. It is NOT a buy/sell rating.

Regulation (30 pts)

Points awarded for NYDFS BitLicense, MiCA authorization, and other top-tier licenses.

Audit Quality (30 pts)

Based on frequency (monthly > annual) and auditor reputation (Top 10 Global Firm).

Transparency (20 pts)

Daily reserve transparency reports and real-time PoR feeds.

Longevity (20 pts)

Years of operation without a major collapse or de-peg event.

Incident Penalty (-10 to -50)

Deductions for recent de-pegs, regulatory fines, or unresolved operational outages.

Recent Data Changes

View full changelog →

All changes to our dataset are logged for transparency and audit purposes.

February 1, 2026
validation: footer_links
LEGAL COMPLIANCE: Added legal links to footer in src/app/layout.tsx. Links to /terms and /privacy pages with updated disclaimer text. Ensures legal pages are accessible from all pages.
February 1, 2026
validation: page_content
LEGAL COMPLIANCE: Added GDPR/CCPA-compliant Privacy Policy. Covers: Data Controller identification, minimal data collection practices, legal basis for processing (Art. 6(1)(f) legitimate interests), user rights (access, erasure, portability, objection), CCPA rights for California residents, cookie policy (essential only), data security measures, children's privacy (16+), international transfers, and contact via GitHub issues.
February 1, 2026
validation: terminology
YMYL COMPLIANCE: Changed terminology from 'jurisdiction safety' to 'regulatory clarity' in TrustScoreCard component. 'Safety' implies qualitative judgment/advisory language which could be interpreted as investment recommendation. 'Regulatory clarity' is factual and descriptive without implying quality assessment.

What We Don't Do

  • ✕
    No Investment Advice

    We never recommend stablecoins as "safe", "best", or "good investments". We report what IS, not what SHOULD BE.

  • ✕
    No Legal Interpretation

    We don't interpret regulations or provide legal guidance. Consult qualified counsel for compliance decisions.

  • ✕
    No Unverified Claims

    We don't publish speculation or rumors. If we can't source it, we don't include it.

  • ✕
    No Stale Data

    Confidence levels are downgraded when sources become outdated (>6 months for attestations, >3 months for regulatory status).

Report Issues or Suggest Improvements

Found an error? Have a source we should review? We welcome feedback that helps us maintain accuracy.

Open a GitHub Issue →