First Digital USD (FDUSD)

Issued by First Digital | Launched 2023

Last Updated
January 29, 2026

Trust Score pending calculation

Key Facts

Peg Currency
USD
Backing Type
Cash & US Treasuries
Audit Frequency
Monthly (Prescient Assurance)
Reserve Ratio
100.70%

Global Regulatory Status

US
UnclearM
HK
PermittedH

Reserve Attestation

First Digital USD

High Confidence
Total Reserves
$2.10B
USD
Total Supply
$2.08B
USD
Reserve Ratio
100.70%
Fully Backed

Reserve Composition

Cash
100.0%
Cash and cash equivalents in segregated accounts
Auditor:Prescient Assurance
Attestation Date:January 31, 2026
Reporting Period:Ended January 30, 2026
Published:January 31, 2026
Note: First Digital USD backed 100% by cash reserves. Hong Kong-based issuer.
According toPrescient Assurance Attestation Reportas of January 31, 2026

Redemption

Direct Redemption
Yes
Minimum Amount
$1,000
Fee
0.00%
Processing Time
2 business days
Restrictions
  • KYC/AML required
  • Hong Kong based process

Chain Support

EthereumSolanaBnb-chain

Historical Timeline

No historical events recorded

No historical events on record

This issuer has no recorded incidents, legal actions, controversies, or audit history changes

Financial Incidents

No incidents recorded

No financial incidents on record

According to our research as of February 1, 2026

Audit History

No auditor change history on record

Current auditor: Prescient Assurance

Issuer

First Digital
First Digital Trust Limited
Established 2017
Licenses
  • Hong Kong TCSP License
Transparency Reports →

Links

Data Sources