Tether USA₮ (USAT)

Issued by Anchorage Digital Bank | Launched 2026

Last Updated
January 31, 2026

Trust Score pending calculation

Key Facts

Peg Currency
USD
Backing Type
Cash & US Treasuries
Audit Frequency
None
Reserve Ratio
N/A
GENIUS Act Compliant
Yes
GENIUS Act Effective
January 18, 2027
Freeze Capable
Yes
Yield Paid
No

Global Regulatory Status

US
PermittedH

Reserve Structure

Structure Typeexpress trust
Trust NameUSAT Reserve Trust
JurisdictionSouth Dakota
SegregatedYes
RehypothecationNo
Reserve Assets
cashus treasuriesrepo agreements

Reserve & Custody

Structure Type
Express Trust
Trust Name
USAT Reserve Trust
Reserve Jurisdiction
South Dakota
Segregated

Reserves segregated from issuer

No Rehypothecation

Cannot be rehypothecated

Reserve Custodians

USAT Reserve Trust
United StatesReserve
Not FDIC Insured

Segregated express trust under South Dakota law for USAT reserves. Assets segregated from Anchorage general assets, no rehypothecation permitted. Trustee: Anchorage Digital Bank, N.A.

Cantor Fitzgerald
United StatesReserve Custodian
Not FDIC Insured

Designated reserve custodian and preferred primary dealer for USAT reserves per Tether announcement (January 2026)

Reserve Attestation

No attestation data available

This stablecoin does not publish regular reserve attestations.

Redemption

Direct Redemption
Yes
Restrictions
  • Anchorage Digital Bank client account required
  • KYC/AML required
  • Direct redemption only available to clients with written account agreement
  • Non-clients cannot redeem directly with issuer

Chain Support

Ethereum

Historical Timeline

No historical events recorded

No historical events on record

This issuer has no recorded incidents, legal actions, controversies, or audit history changes

Financial Incidents

No incidents recorded

No financial incidents on record

According to our research as of February 1, 2026

Banking Relationships

2 active, 0 terminated

Active Relationships

USAT Reserve Trust

Active
usreserve
Unknown start datePresent
Not FDIC Insured

Segregated express trust under South Dakota law for USAT reserves. Assets segregated from Anchorage general assets, no rehypothecation permitted. Trustee: Anchorage Digital Bank, N.A.

✓ Disclosed in attestations

Cantor Fitzgerald

Active
usreserve custodian
Unknown start datePresent
Not FDIC Insured

Designated reserve custodian and preferred primary dealer for USAT reserves per Tether announcement (January 2026)

✓ Disclosed in attestations

Audit History

No auditor change history on record

Current auditor: Not disclosed

Related Stablecoins

Issuer

Anchorage Digital Bank
Anchorage Digital Bank, N.A.
Established 2017
Parent: Anchor Labs, Inc.
Operational Entities
  • Anchorage Digital Bank, N.A.(us • National Bank)
  • Anchorage Digital NY(us • BitLicense Entity)
  • Anchorage Digital Singapore(sg • Payment Services Provider)
Licenses
  • OCC National Bank Charter
  • GENIUS Act Authorized Stablecoin Issuer
  • NY BitLicense (via Anchorage Digital NY)
  • MAS License (via Anchorage Digital Singapore)
Transparency Reports →

Links

Deep Dive Investigations

Data Sources